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Do I Need An SSL Certificate For My Website?

07 July, 2017 | E-Commerce Website Design Dublin

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Most online shoppers are very careful and want to know that their information is safe. Using an SSL certificate provides two important things:

These are very important benefits and, while not all websites require an SSL certificate, it is essential for certain types of sites. To find out if you need an SSL certificate for your site, answer these questions:

Is my site an e-commerce site that collects credit card information?

For most e-commerce sites, you absolutely need an SSL certificate! As an online merchant, it is your responsibility to make sure the information you collect from your customers is protected. This will shield you and your customers by making sure that no one can intercept and misuse their credit card information.
Your customers are providing you with very important and personal information that allows access to their hard earned money. If an identity thief gets access to your customer’s credit card information because you didn’t take the necessary precautions, it can be devastating to you and to your customer. Your customers need to know that you value their security and privacy and are serious about protecting their information. More and more customers are becoming savvy online shoppers and won’t buy from you if you don’t have an SSL certificate installed.

Do I use a 3rd party payment processor?

If your e-commerce site forwards your visitors to a 3rd party payment processor (like PayPal) to enter the credit card information then you don’t need an SSL certificate because your website won’t touch the credit card information. Just make sure none of the credit card details get entered when the address bar still shows your domain name. Note that PayPal allows you to accept the credit card information on your site or forward visitors to their site. If you accept the credit card information on your site, ( stripe )you need an SSL certificate.

Do I have a login form?

If your users enter a username and password to login to your site without an SSL certificate, an attacker can easily see their username and password in clear text. This would allow someone else to impersonate your visitor, but it allows for a far more dangerous possibility: Because users often use the same password on many sites (including their bank accounts), an attacker can potentially compromise many other accounts. If you let people store a password with you, you must take responsibility for protecting it, even if the security of your own site isn't critical.
It is true that most login forms don’t currently use SSL. This means that most login forms are vulnerable. With the number of cheap SSL certificates available, it is becoming more and more worthwhile to secure login forms.

Where do I purchase an SSL certificate?

A Certificate Authority (CA) issues SSL certificates to organizations or individuals after completing a verification process. Each Certificate Authority has different products, prices, certificate features, and levels of customer satisfaction, but there are only a handful of things you need to look at when deciding which one to use. Because most Certificate Authorities offer products with similar features, the most important thing to compare when deciding on a Certificate Authority include customer service, price, and security reputation.

(source:https://www.sslshopper.com/article-do-i-need-an-ssl-certificate-for-my-website.html)